What is Medicare Advantage?

Medicare Advantage, also called Part C, is coverage offered by private insurance companies approved by Medicare. It combines your Part A (hospital) and Part B (medical) benefits, and most plans also include Part D (prescriptions).

How is it different from Original Medicare?

Original Medicare

Run by the federal government. You can add drug coverage and optional Medigap separately.

Medicare Advantage

All-in-one, run by private insurers, often with extras like dental, vision, hearing, and wellness perks.

How much does Medicare Advantage cost?

Most plans have $0 or low monthly premiums. You'll still pay your Part B premium, and your out-of-pocket costs depend on copays, deductibles, and the plan network.

Can I see any doctor?

It depends on the plan:

HMO Plans

In-network doctors only (referrals usually needed).

PPO Plans

More flexibility, but higher costs for out-of-network care.

Who should consider Medicare Advantage?

It may be right for you if you:

  • Want one plan that bundles hospital, medical, and drug coverage.
  • Like the idea of extra benefits (dental, vision, hearing).
  • Prefer lower premiums, even if that means using a provider network.

Knowing the Facts Is Step One. Choosing the Right Plan Is Step Two.

The details above are true for everyone — but your best Medicare choice depends on your doctors, prescriptions, and budget. That's where most people get stuck.

That's why we created the Medicare Made Easy Webinar.

In under an hour, you'll get:

Medicare Advantage vs. Medigap explained side-by-side

Real examples of how costs can play out in retirement

Guidance on avoiding the most common enrollment mistakes

👉 Watch the Medicare Made Easy Webinar

We are not connected with or endorsed by the U.S. government or the federal Medicare program.